As a leading financial institution, Horizon Bank offers its customers a comprehensive mobile banking experience through its mobile app. The app is designed to provide users with a convenient and secure way to manage their accounts, make transactions, and access various banking services on-the-go. With the Horizon Bank mobile app, users can enjoy a wide range of features and benefits that make banking easier, faster, and more efficient. In this article, we will explore five tips to help you get the most out of the Horizon Bank mobile app.
Key Points
- Set up account alerts to stay on top of your finances
- Use mobile deposit to deposit checks remotely
- Take advantage of bill pay and transfer features
- Monitor your account activity and statements
- Enable security features to protect your account
Tip 1: Set Up Account Alerts
To stay on top of your finances, it’s essential to set up account alerts through the Horizon Bank mobile app. These alerts can notify you of low account balances, large transactions, and other important account activity. By setting up alerts, you can avoid overdrafts, detect potential fraud, and stay informed about your account status. To set up alerts, simply log in to the app, navigate to the “Account Settings” section, and select the types of alerts you want to receive.
Customizing Alert Preferences
The Horizon Bank mobile app allows you to customize your alert preferences to suit your needs. You can choose to receive alerts via push notifications, email, or text messages. You can also select the frequency and type of alerts you want to receive, such as daily or weekly summaries of your account activity. By customizing your alert preferences, you can stay informed about your account activity without being overwhelmed by unnecessary notifications.
| Alert Type | Notification Method |
|---|---|
| Low Account Balance | Push Notification |
| Large Transaction | |
| Account Statement Available | Text Message |
Tip 2: Use Mobile Deposit
The Horizon Bank mobile app offers a convenient mobile deposit feature that allows you to deposit checks remotely. This feature eliminates the need to visit a bank branch or ATM, saving you time and effort. To use mobile deposit, simply log in to the app, select the account you want to deposit into, and follow the prompts to take a photo of the check. The app will guide you through the process, ensuring that your deposit is made accurately and securely.
Mobile Deposit Limits and Requirements
Before using mobile deposit, it’s essential to understand the limits and requirements. The Horizon Bank mobile app has a daily deposit limit of $5,000, and you must endorse the check with your signature and the words “For Mobile Deposit Only” to ensure that it’s processed correctly. You should also ensure that the check is payable to you and that you have a valid account with Horizon Bank.
The Horizon Bank mobile app also offers a range of other features and benefits, including bill pay, transfer, and account monitoring. By using these features, you can manage your finances more efficiently and stay on top of your account activity. In the next section, we will explore how to use these features to get the most out of the app.
Tip 3: Take Advantage of Bill Pay and Transfer Features
The Horizon Bank mobile app offers a convenient bill pay feature that allows you to pay your bills electronically. This feature eliminates the need to write checks or visit a bank branch, saving you time and effort. To use bill pay, simply log in to the app, select the bill you want to pay, and follow the prompts to enter the payment amount and date. The app will guide you through the process, ensuring that your payment is made accurately and securely.
Setting Up Bill Pay
To set up bill pay, you’ll need to add your payees and payment accounts. You can do this by navigating to the “Bill Pay” section of the app and following the prompts to enter the payee’s information and your payment account details. Once you’ve set up your payees and payment accounts, you can start making payments electronically.
Tip 4: Monitor Your Account Activity and Statements
The Horizon Bank mobile app allows you to monitor your account activity and statements electronically. This feature provides you with a convenient and secure way to stay on top of your finances, without the need to visit a bank branch or wait for paper statements. To access your account activity and statements, simply log in to the app and navigate to the “Account Activity” or “Statements” section.
Understanding Your Account Statements
When reviewing your account statements, it’s essential to understand the different sections and terminology. Your statement will show your account balance, transactions, and any fees or charges. You should also review your statement for any errors or discrepancies, and contact Horizon Bank immediately if you notice any issues.
How do I set up account alerts in the Horizon Bank mobile app?
+To set up account alerts, log in to the app, navigate to the "Account Settings" section, and select the types of alerts you want to receive.
What is the daily deposit limit for mobile deposit?
+The daily deposit limit for mobile deposit is $5,000.
How do I add payees and payment accounts for bill pay?
+To add payees and payment accounts, navigate to the "Bill Pay" section of the app and follow the prompts to enter the payee's information and your payment account details.
Tip 5: Enable Security Features to Protect Your Account
The Horizon Bank mobile app offers a range of security features to protect your account and prevent unauthorized access. To enable these features, log in to the app and navigate to the “Security Settings” section. From here, you can enable features such as two-factor authentication, account alerts, and transaction monitoring.
Understanding Security Features
Two-factor authentication provides an additional layer of security by requiring you to enter a code sent to your phone or email in addition to your password. Account alerts notify you of suspicious activity, such as large transactions or login attempts from unfamiliar devices. Transaction monitoring allows you to review your account activity and detect any potential issues.
In conclusion, the Horizon Bank mobile app offers a comprehensive range of features and benefits that can help you manage your finances more efficiently. By following these five tips, you can get the most out of the app and enjoy a more convenient, secure, and efficient banking experience. Remember to always prioritize security and monitor your account activity regularly to prevent potential issues.
Meta Description: Learn how to get the most out of the Horizon Bank mobile app with these 5 tips. From setting up account alerts to enabling security features, discover how to manage your finances more efficiently and securely.
